Greensill’s grand idea: close connections, jets and convoluted relationships
For anyone interested in cross-lending and cross-ownership, the collapse of the Icelandic banks provides insights into its effects: the meteoric growth and how opacity hides transactions between related parties, risk and debt within the ensuing complex structures, perfected by owning a bank as well. – All of this is well known to banks and regulators and should have caused concern regarding Lex Greensill’s operations. Yet, Greensill not once but twice had financial institutions – GAM and Credit Suisse – lending insanely against his debt, much of it growing around his dealings with the complex sprawl of companies related to Sanjeev Gupta and later with SoftBank. – Greensill, a consummate networker, made a strategic use of his private jets to woo and impress a small group of people who proved instrumental for Greensill in building up his business; some of them have not fared well.
Afterhours on 1 March, three Greensill companies – Greensill Capital Pty Ltd, Greensill Capital (UK) Ltd and Greensill Bank AG – respectively registered in Australia, UK and Germany, sought to force through an extension of insurance policies, worth US$4.6bn through an injunction at the New South Wales Supreme Court. Justice Stevenson refused the plea. After all, the Greensill companies had known since at least 1 September 2020, that the insurance policy would expire 1 March 2021 and yet did nothing until only days earlier.
On 5 March 2021, the court decision tipped all three Greensill companies – the mother company in Australia and its UK and German subsidiaries, as well as other Greensill companies – into insolvency, putting at risk 50,000 jobs worldwide with 40 Greensill clients.
In an internal recording of his address to staff 15 February, Lex Greensill, the founder of Greensill Group, claimed there was very good work going on regarding the insurance, which would even allow the firm to ramp up activity. – His reassuring words seem to run contrary to the New South Wales decision.
Indeed, why had Greensill Group done so little to have the policies extended? After all, Greensill’s operability relied on insuring the receivables of the invoices it sold on to investors: without insurance, no rating and without rating, no market for the invoices.
The Lex Greensill saga has many intriguing angles. He made good use of his Australian farming family, his “from farming to finance” saga. With support from former prime minister David Cameron and chancellor Rishi Sunak, Greensill’s relatively small company kept UK top civil servants remarkably busy, during the Covid crisis; a sure sign of Greensill’s consummate networking skills.
The Greensill Group went from a value of some hundreds of millions in 2017 to $4bn in 2019 and will leave losses in banking and the UK public sector amounting to billions of pounds. “It’s disturbing that yield-starved investors are still misjudging the dangers of exotic investment products more than a decade after the banking crisis,” Chris Bryant wrote on Bloomberg recently.
Disturbing indeed that banks and investors did not spot the flashing red lights: cross-lending, cross-ownership, the small-time auditors used by the Gupta companies and the mishmash of debt Greensill was peddling. – The Greensill operation is uncannily similar to the Icelandic model, which collapsed in 2008: own plenty of companies and a bank, deal with trusted friends and it all grows very quickly.
Intriguingly, a closer look at the Lex Greensill saga shows that a small number of people – in politics, insurance and finance – have been crucial to his rapid rise. His most important relationship was with Sanjeev Gupta and, in the end, with SoftBank and Masatoyshi Son, giving a particularly interesting insight into the SoftBank way of doing business.
2012: Greensill’s first UK stop: Downing street
In 2011, Lex Greensill, born in 1977, set up a fund, named after himself, in his home country, Australia, as a vehicle for his grand idea: a supply chain financing business. In the UK, Greensill set up Greensill Capital (UK) Ltd in July 2012. To begin with, nothing much happened.
One of the more bizarre parts of Greensill’s bizarre story is his relationship with the Tory-ruled Downing street. When working at Morgan Stanley 2005 to 2009, he bonded with a colleague, the late Jeremy Heywood, who in 2007 joined the Cabinet Office, when Gordon Brown became prime minister. In December 2011, it was announced Heywood would take over as Cabinet Secretary in January 2012. From September 2014 until he resigned in October 2018 for health reasons, Heywood was also “Head of the Civil Service.”
Heywood seems to have been Greensill’s key card to the Cabinet Office. In January 2012, half a year before he set up his UK company, Greensill had been appointed as an unpaid adviser on supply chain financing and stayed in that role until 2015. From 2013, Greensill was a Crown Representative until he left the Cabinet Office in 2016, then well into a blossoming business career.
There is however no contract, so it’s unclear who hired Greensill, what exactly he did and why he got a desk and security clearance, which allowed him to come and go as he pleased. Interestingly, Greensill does not list his Cabinet Office roles on his LinkedIn page, though he does mention the Commander of the British Empire he was awarded in 2017 for his services to the economy, though it is exceedingly hard to point out what exactly he had done for the British economy at the time. An honour also noted in his homeland.
While in Downing street, Greensill hired two other Downing street insiders: Bill Crothers and David Brierwood. Crothers, the government’s chief commercial officer, began advising Greensill Capital in September 2015 and left the civil service at the end of 2015 to join Greensill as a director where he stayed until February 4, 2021. His role at Greensill was known but seen as acceptable since Greensill had at the time no public-sector work.
David Brierwood is another ex Morgan Stanley banker and another Crown Representative at the Cabinet Office from October 2014 to June 2018 and a director of Greensill Capital (UK) from the beginning of 2015 until January 2018.
Brierwood was one of those insiders Greensill was carefully cultivating. As pointed out earlier on Icelog, Brierwood benefitted from a generous loan from the Australian Greensill company in 2014 of AU$6,096,000 with SD Brierwood (likely David’s spouse or other relative) receiving exactly the same amount; thus, loans to the Brierwood family amounted in total to AU$12,192,000. Other related parties profited from loans from Greensill. The revenue of the Australian Greensill company in 2014 was AU$38m.
The ultimate trophy asset: hiring a former prime minister
In 2018, David Cameron started working for Greensill, as is now well known. Cameron was untiring in travelling, taking meetings for Greensill and, when Covid-19 stopped all travelling and in-person meetings, he was equally untiring in messaging former colleagues in government, civil servants who worked under him during his time in Downing street and even foreign officials. Having Cameron acting on his behalf, was a major reason why Greensill was allowed to waste the time of top officials.
Apart from the grandeur of having an ex PM on the team, the Downing street insiders were precious, because Greensill was not only cultivating supply chain financing with businesses but also with the public sector. In addition to Brierwood and Crothers, Cameron would have been a valuable employee to have in dealing with the public sector.
Greensill and public sector contracts
Lex Greensill had his eyes firmly on public sector contracts for supply chain finance scheme. One scheme was set up in the UK, for pharmacists dispensing drugs for the NHS under the “Pharmacy Early Payments Scheme.” How much it earned Greensill Group is not clear.
Also, both in Australia and the UK, Greensill tried to set up a payday scheme for health workers, in the UK for NHS workers. He presented this as a sort of altruism, to be run through a wholly owned Greensill company, Earnd, set up in May 2018 but now in administration. Bill Crothers was one of Earnd’s directors. According to the Company House accounts available, this was never an operation of more than a few hundred thousand pounds, apparently financed by a loan from the mother company of almost £500,000.
The Corona Virus Business Interruption Loan Scheme, CVBILS, was administered by the British Business Bank. Greensill Capital (UK) became one of its trusted lenders. The UK firm used the German Greensill Bank AG to pay out the loans. Banks are not lacking in the UK and it’s difficult to understand why the BBB chose a bank for the scheme that could only administer loans in Germany. Possibly, political connections helped.
In the end, it seems that an abnormal chunk of the Greensill CVBILS lending went in the same direction at most other Greensill lending: to companies owned by Sanjeev Gupta.
Nick Macpherson, a former permanent secretary at the Treasury, recently told the Treasury committee, the intense engagement last year between top officials and such a small firm as Greensill was “unusual” and would have been a huge waste of time, a valuable commodity at a time of crisis. Paul Myners, former City minister, told the committee Lex Greensill had offered him a directorship. Myners refused, thinking after his meeting with Greensill that his operations had “many of the elements of a Ponzi scheme.”
Sacking of an insurance manager set the Greensill collapse in motion
An early key figure in Greensill’s business success was Greg Brereton, the insurance manager at Bond & Credit Company, BCC, now owned by Tokio Marine. In total, BCC underwrote A$10bn for Greensill, i.e. the accumulated figure for the accounts receivable of Greensill, not exposure to Tokio Marine. A clarification Tokio Marine gave after its shares tumbled following news in March of the insurer’s potential exposure to Greensill.
According to the 1 March New South Wales Supreme Court decision, Brereton was placed under internal investigation in May 2020 and dismissed in early July 2020. Two weeks after the dismissal, Tokio Marine first gave notice that Greensill’s insurance policies would not be extended. It can be said that Brereton was Greensill’s most important link but at the same time, the weakest link due to the concentrated insurance risk.
Intriguingly, David Cameron visited BCC on his trip to Australia in 2018 and met with Brereton. It’s easy to imagine what Brereton and the other 23 employees at BCC would have felt at meeting such a notable visitor. An example of Lex Greensill’s consummate understanding of networking and showing off his connections. He had a certain tendency to bigging up his connection: after meeting Barack Obama he apparently called himself an adviser to the US president.
The Gupta connection
The 1 March New South Wales Supreme Court decision tipped Greensill Group into insolvency with administrators appointed 8 March. But other ominous things had already been threatening the company.
On 2 March, before news of the Australian court decision broke, British Business Bank had removed government guarantee for Greensill’s CVBILS loans to Sanjeev Gupta companies. This followed an assessment of EY and law firm Hogan Lovells, finding that in lending to Gupta companies, the German Greensill bank had inadequate security. In addition, Greensill was facing insolvency after Credit Suisse had frozen $10bn investment funds linked to Greensill.
The British Business Bank was not the only one suspicious of the Greensill loans to Gupta. Already in early 2020, the German regulator BaFin, scarred and tarred from the Wirecard scandal, had started investigating Greensill Bank AG’s links to Gupta: allegedly, as much as two thirds of the bank’s lending was to Gupta-related companies. It is alleged that as much as $1bn was lent against insufficient collaterals.
Gupta had been investing in steel and metal for years, buying mothballed steel mills and small mills. In 2016, he had enough companies to set up the Gupta Family Group, GFG, apparently the year Lex Greensill and Gupta met in Australia. Since then, their operations have expanded at the speed of light, together and ever more intertwined, whether in creating debt instruments to create more debt for debt financing or meeting politicians.
At a dinner in Glasgow in June 2017, where they met with Scottish rural economy minister Fergus Ewing, Ewing spoke of the Scottish government’s positive experience of working with Gupta’s GFG.
Like a lender in a small village, Gupta in the global village likes doing business with friends, which has led to myriad of companies with an overload of cross-lending and cross-ownership. Interestingly, Gupta also owns a bank, Wyelands, which Gupta set up only in 2016. The Prudential Regulation Authority recently intervened and ordered Wyelands to repay its depositors, the first time the PRA has taken this action. It had discovered that Gupta’s bank mostly lent funds to only one client: Gupta.
There are other interesting aspects to Gupta: he mostly uses only a small auditor, King & King. It has an office in Wembley and in London: though among the shops on Regents street the office is far from fashionable. This tiny audit firm seems to have audited Gupta companies with combined revenues of almost £2.5bn. As long as Gupta doesn’t fulfil a promise from 18 months ago of comprehensible group accounts, there is no overview over his company sprawl, linked at it is to companies run by Gupta’s friends, employees and others connected to Gupta.
This sprawl of companies didn’t scare Greensill. He also liked doing business with related parties, as well as complexity, things that a financial firm should abhor. Given the complexity, it will not come as a surprise if the Greensill Capital’s debt exposure to the Gupta sprawl, turns out to be more than the $5bn it now stands at.
Greensill’s key contacts in finance: now mostly out of job
Tim Haywood had been jetted to Glasgow for the June 2017 dinner with Fergus Ewing. Haywood was at the time a fund manager at GAM, a Swiss fund set up in 1983 by Gilbert de Bottom, (father of Alain the philosopher). Greensill had introduced the two, Haywood and Gupta, in early 2017, after striking up a business relationship with Haywood in 2016. In total, Haywood would invest more than £2bn in assets Greensill sourced, much of it related to Gupta.
However, already in 2017 colleagues of Haywood were worried over his relationship with Greensill and Gupta, how Haywood was jetting around the world on Greensill’s jets and piling illiquid assets from Greensill, often linked to Gupta, into GAM funds. After internal probes, starting in November 2017, GAM concluded Haywood had broken rules regarding presents and entertainment, as well as rules on investing. Haywood was sacked in February 2019. The Greensill saga has marred GAM ever since.
Some of the GAM purchases were apparently quite out of the ordinary. One example is when Haywood orchestrated buying an entire issue of bonds issued by a special purpose vehicle called Laufer. Here, the transaction worked since the bonds paid the full amount, as Financial Times mentioned in an article on the GAM saga in March 2019, saying that Laufer had provided funding for Lex Greensill’s firm.
However, as can be seen from Company House documents, Laufer, a UK registered company, did not only provided funding for Greensill but was wholly owned by Lex Greensill, who was also one of its directors. According to Company House, Laufer has not followed other Greensill companies into insolvency and Lex Greensill is still listed as one of its directors.
The GAM saga ran in the financial media for months and yet, Lex Greensill was not out of luck. Next stop was Credit Suisse, where Greensill cultivated an executive, who has been much less visible than Haywood, Helman Sitohang, CEO of Credit Suisse Asia Pacific. Five months before Greensill Group collapsed, Sitohang had invited Lex Greensill as a special guest to address its Asia top staff.
At Credit Suisse Greensill apparently had another supporter, Lara Warner, then chief risk and compliance officer but ousted in early April this year. Against advice from risk managers, Warner agreed to a bridge loan of $160m in October, when Greensill failed to secure the $1bn in funding he had hoped for. Credit Suisse had funds stuffed with $10bn of Greensill sourced debt. Greensill’s collapse might cost the bank’s clients as much as $3bn.
Guided by common sense, it is wholly inexplicable how Credit Suisse, after the GAM saga, could enter into this remarkably cosy relationship with Greensill.
From a Softbank star to a falling star
Last but not least, there is Lex Greensill’s short, but sweet and crucial, connection to SoftBank / Vision Fund. Nothing of importance is agreed on at SoftBank without the blessing of its founder Masayoshi Son.
Apparently, a junior executive at the Vision Fund was the first to reach out to Greensill. In May 2019, clearly unperturbed by the GAM debacle, SoftBank invested $800m in Greensill Group, adding $655m in October, then valuing the company at $4bn. Quite a jump from General Atlantic investment of $250m and a value of $1.6bn the previous year. Son in known for liking big vision; Lex Greensill’s vision of a global working-capital market of $55tn was undeniably big.
Given that SoftBank is a serial investor, not all founders enjoy Son’s attention. Greensill though, was quickly enjoying the star treatment at SoftBank, with weekly calls from Son, invitations to SoftBank events where he would be favourably introduced and where he could express his gratitude at “having Masa as a partner and a mentor.” At Vision Fund meetings and presentation, Greensill’s name was often heard.
However, the SoftBank bliss was short-lived: in March 2020, only a month after an investment trip to Indonesia meeting dignitaries, where Son’s light shone warmly on Greensill, the relationship between mentor and mentee evaporated.
Investors were pulling money from the Credit Suisse funds, which had provided the lion share of Greensill’s funding. The phone calls stopped but in December 2020, when Greensill was running out of cash, SoftBank did invest further $440m. However, it seems the cash wasn’t ultimately destined for Greensill though there are at least two stories on where it ended.
One story is that the cash was earmarked for the Credit Suisse funds stuffed with Greensill-sourced debt but did instead go to the German Greensill Bank. Another story is that the cash was meant for Katerra, a Softbank portfolio company, financed by Greensill but with Greensill struggling found itself also in a dire situation.
There is another story of SoftBank’s funding going in an unexpected direction. With the first SoftBank funding for Greensill, the $800m, Greensill’s message was that the funding would be used to develop new technology and expand the invoice financing. Instead, it seems it mostly went to bolster the German Greensill Bank. The question is if SoftBank thought that was a great idea or if it was not informed.
SoftBank and Son do indeed both like size and complexities, one reason why helping Greensill grow rapidly was to SoftBank’s liking. SoftBank hooked some of its own portfolio companies into the Greensill lending carousel.
Financing hypothetical future sales, not actual invoices
The SoftBank connection brings us to the core of Greensill’s business, which eventually became a nail or two in its coffin. The Greensill Group vision was, according to its 2019 annual accounts “to make working capital faster, cheaper and easier to access for businesses of all sizes. We accelerate the movement of cash to where it is needed most, in the real economy.” Acceleration is exactly what Lex Greensill took to new heights, for his own group.
Greensill’s grand idea was invoice discounting or supply chain financing: companies and notably governments around the world pay their invoices from suppliers or service providers within 90 days or more. From the point of view of those who are invoicing, getting paid quickly will lower working capital cost.
Therefore, invoicing parties can be more than happy to accept an offer of 97 or 98cents/pence a dollar/pound, a standard offer from an invoice financing company. The math is simple: if you invoice the government or a company for £100, you are owed this sum. You can then sell your invoice to someone like Greensill for 98p today, instead of waiting for 100p to up to 180 days, or even longer if the invoice isn’t paid on time or at all.
In a market of growing complexities, Lex Greensill was known for very complicated structures and very complicated products. And he had the reputation for being a brilliant salesman, making good use of his “from farming to finance” story. The kind of a salesman who could sell sand in Sahara, or very complicated structures and products where there is no lack of such things.
Being a brilliant salesman created one problem: not getting enough invoices. Consequently, in his drive to accelerate, Lex Greensill seems to have been fine with invoices for non-existing goods or services. Utterly insane, says one source; it made no sense to issue debt to companies for invoices, which might or might not later come into being.
Matt Levine explains this really well on Bloomberg’s Money Stuff. Bluestone is a coal mining company that in mid March, sued Greensill Capital (UK), Lex Greensill and Roland Hartley-Urquhart, Greensill’s vice president, alleging fraud, thereby opening a window into Greensill’s operations, showing a novel and audacious interpretation of “future receivables” – it was so much future that it was based on completely hypothetical transactions that Bluestone hadn’t even contemplated might happen.
These transactions on a hypothetical future seem to have been to SoftBank’s taste. So, Greensill allegedly provided financing to some SoftBank companies based on predicted future sales, not on issued invoices.
SoftBank invested in the invoice-financing funds Credit Suisse set up around Greensill’s products, the ones that attracted $10bn from investors, which then lent to SoftBank portfolio companies such as Oyo, Fair Financial Corp. and Katerra Inc., creating an intriguing loop. However, this did at some point go too far for Credit Suisse, which saw a conflict-of-interest for SoftBank in this carousel. SoftBank agreed to pull $700m out of the funds.
These future transactions invoices apparently also proved a loop too far for Greensill’s insurers, which brings us back to the March 1 New South Wales Supreme Court decision. As far as I understand, these future invoices were a major issue for the insurers; slightly too much of a froth to insure.
Greensill’s taste for convoluted relationships
Gupta is not the only one who likes doing business with friends. Greensill’s relationship with Andy Ruhan is a good example of his penchant for close and convoluted relationships.
Ruhan, recently in the UK media because of a divorce row – one of these millionaire divorces where the wife claims, and seems to be right, that the husband is concealing assets. Ruhan pops up in a chapter of the Greensill saga where Greensill-sourced assets are causing major problems for investment funds, once so greedy for Greensill assets, i.e. GAM and Credit Suisse.
The assets in question was debt related to Ruhan’s property investments in New York, a good example of how Greensill, although claiming to be a straightforward invoice financing firm, was in reality a debt peddler able to sell whatever he picked up. Here, it clearly didn’t hurt to have a jet to fly people around in: Greensill-jetting Tim Haywood at GAM had bought the debt, although GAM property experts had advised against the purchase.
The Ruhan connection appears to go far back in Greensill’s operations: when Lex Greensill started buying up the German bank, NordFinanz Bank in 2013, then naming it Greensill Bank AG, it turned out that surprisingly the property and hotel investor Ruhan owned a sizeable stake, 26.19%, in this little local German bank. No price given but “for deferred consideration to be determined based on the future enterprise value of the bank.” The transaction is mentioned in Greensill UK 2013 annual accounts, Ruhan isn’t identified by name but has been named later as a previous shareholder in the German bank.
The strategic use of jets and connections
In order to understand Lex Greensill’s modus operandi, it would be interesting to study the flight records of his four jets. Records show for example David Cameron’s use of Greensill’s jets. Greensill paraded Cameron around when Cameron, freshly hired by Greensill, visited Australia in 2018.
The jets seem to have been a Greensill strategy from early on to impress and woo possible business partners and, for Greensill, important people. In January 2015, Greensill Bank AG came handy: according to Greensill Capital UK, the German bank bought a used Piaggio P-180 aircraft, for nine passengers. At this time, Greensill was still in Downing street and the revenue of the Australian Greensill company in 2014 was only AU$38m. – Later he added a second Piaggio.
In 2018, Lex Greensill had various lucky breaks: he got a $250m investment from General Atlantic and hired an ex prime minister. That called for a celebration: that year, Greensill bought a $22m Dassault Falcon 7X. The following year was even better as millions turned into billions with the $1.5bn investment from SoftBank and a valuation of $4bn. He upped his air fleet, with Gulfstream G650, listed at $50m.
With the first Piaggio, the German bank leased the plane to Greensill Capital Management (IoM), listed in the 2014 accounts as an associated company of the Greensill Group. The same arrangement might have been used for the three other jets.
Last November, shareholders in the privately held Greensill Group complained over the group’s many aircrafts and demanded that the planes be sold. The jets neither looked good from an environmental perspective nor did it fit with the planned fundraising of $500m to $600m and further, an IPO planned within two years.
The use of jets figures in stories related to others whose goodwill Lex Greensill found it worth to cultivate. As mentioned earlier, Tim Haywood, the GAM fund manager, was a frequent flier on Greensill’s jets and proved exceedingly important for Greensill during the strategic years of climbing towards ever more sales of his debt.
The flight records of Greensill’s four jets, would no doubt show quite clearly who were his most strategic connections.
Greensill’s strategic use of sponsorship
Lex Greensill also treated Tim Haywood to events in high places. Greensill was awarded Commander of the British Empire in 2017, presented to him by prince Charles. As pointed out earlier, Greensill’s contribution to the UK economy, for which he got the CBE, was minuscule. That same year, Greensill Capital sponsored a concert at Buckingham Palace with the Monteverdi Choir and Orchestra. Lex Greensill invited Haywood but who Greensill’s other guests were is not clear.
By sponsoring the concert, Greensill was helping in several ways. One of the directors of the Monteverdi Choir and Orchestra at this time was David Brierwood, one of Greensill’s Downing street connections, who became a Greensill director. As pointed out earlier on Icelog, Brierwood benefitted from a generous loan from Greensill in 2014 of AU$6,096,000 with SD Brierwood (allegedly David’s spouse or other relative) receiving exactly the same amount.
It was all quite neat: Greensill had Brierwood as a director of Greensill, gave him a generous loan and sponsored the orchestra, where Brierwood was a director – and got a gig at Buckingham Palace, where he could then invite people who were important to his business. – In addition to flight records, it would be really interesting to see the guest list at the Palace concert.
Follow me on Twitter for running updates.
Credit Suisse funds basically sat on these anticipated losses for 6 months before marking down by 30+% and suspending their supply chain funds in March 2021. The Luxembourg directors all resigned just beforehand. Anyone who invested in their funds in the previous 6 months was stiffed, royally!!
David Mapley
14 Oct 21 at 2:23 pm
Appreciation to my father who shared with me concerning this website, this weblog
is in fact amazing.
https://kvartirku.pp.ua/
22 Dec 21 at 8:27 am
Hi everyone, it’s my first pay a visit at this web page, and
paragraph is actually fruitful for me, keep up posting these articles.
50 รับ 100
24 Dec 21 at 12:24 pm
Really when someone doesn’t understand afterward its up to other people that
they will assist, so here it takes place.
forex
21 Feb 22 at 3:39 pm
I really wanted to write a quick message to thank you for the lovely tips and hints you are giving on this website. My long internet search has finally been recognized with reasonable know-how to write about with my neighbours. I would declare that most of us website visitors are undoubtedly lucky to be in a very good community with so many brilliant people with useful suggestions. I feel very much grateful to have discovered your entire webpages and look forward to some more entertaining times reading here. Thanks a lot once again for a lot of things.
golden goose
18 Sep 22 at 8:31 pm
I and also my friends were reviewing the good techniques on your web page while the sudden I got a horrible suspicion I had not thanked the web site owner for those strategies. Most of the young men had been for this reason thrilled to read through all of them and now have actually been enjoying these things. We appreciate you indeed being simply helpful and for going for varieties of perfect guides most people are really eager to discover. Our sincere regret for not expressing gratitude to you earlier.
yeezy
19 Sep 22 at 1:06 pm
Thank you a lot for providing individuals with an extremely terrific chance to check tips from this site. It’s always so lovely plus packed with a great time for me and my office mates to search the blog no less than three times in 7 days to learn the latest things you will have. Not to mention, I’m certainly fulfilled concerning the stunning ideas you give. Some 4 tips in this article are truly the most beneficial we have had.
supreme
19 Sep 22 at 8:20 pm
I am also commenting to make you know of the nice experience my cousin’s daughter enjoyed going through the blog. She learned such a lot of details, with the inclusion of what it’s like to possess a great teaching mood to let other people with no trouble fully grasp specified tortuous matters. You undoubtedly surpassed her expected results. Many thanks for displaying such great, dependable, revealing and as well as easy thoughts on your topic to Emily.
bape
19 Sep 22 at 10:49 pm
I enjoy you because of all of the labor on this site. Kim delights in making time for internet research and it’s really simple to grasp why. Most people notice all about the dynamic manner you produce rewarding strategies through this web site and therefore recommend contribution from website visitors on this situation so our own girl is always being taught a great deal. Take advantage of the remaining portion of the new year. You’re carrying out a stunning job.
longchamp
20 Sep 22 at 1:21 am
Thanks a lot for providing individuals with an exceptionally special chance to read articles and blog posts from this site. It is always so nice and as well , full of a great time for me and my office co-workers to visit your site on the least three times per week to read through the new things you have got. And lastly, I am just usually satisfied considering the spectacular opinions you give. Selected 2 areas in this posting are in reality the simplest we have had.
moncler
20 Sep 22 at 7:32 am
I and also my pals happened to be viewing the excellent things found on the blog and so unexpectedly came up with a terrible suspicion I had not thanked the web site owner for those strategies. Those young men were glad to read through them and already have pretty much been making the most of these things. Appreciation for being simply accommodating and for utilizing certain high-quality areas millions of individuals are really wanting to know about. My personal sincere regret for not saying thanks to earlier.
goyard
21 Sep 22 at 1:26 am
Thank you so much for giving everyone remarkably memorable opportunity to check tips from this site. It is always so kind and stuffed with a good time for me personally and my office co-workers to search your blog a minimum of thrice per week to find out the newest items you will have. Of course, I’m also always contented with the brilliant techniques you serve. Selected 2 areas in this post are absolutely the most efficient I have had.
kyrie 6
21 Sep 22 at 8:36 pm
I’m just commenting to make you know of the extraordinary experience my wife’s princess experienced using your web site. She even learned a good number of things, including what it is like to possess an ideal coaching nature to make many people really easily completely grasp various very confusing subject matter. You undoubtedly exceeded our own expectations. Thank you for displaying these warm and helpful, trustworthy, educational and fun tips about your topic to Julie.
off white x nike
22 Sep 22 at 6:49 am
I precisely wanted to thank you so much all over again. I do not know what I would have taken care of in the absence of the entire tricks documented by you concerning this concern. It truly was a very frustrating problem for me, however , being able to see a skilled manner you dealt with that took me to weep over joy. I am happy for your work as well as hope you find out what an amazing job you are putting in training many others through the use of your website. I’m certain you have never met all of us.
golden goose
22 Sep 22 at 9:54 am
I would like to get across my appreciation for your kind-heartedness giving support to those people who really need guidance on your subject. Your personal dedication to passing the solution all through ended up being rather helpful and have regularly made workers just like me to realize their targets. Your valuable publication signifies so much to me and further more to my office colleagues. Thanks a lot; from everyone of us.
supreme hoodie
22 Sep 22 at 10:38 pm
My spouse and i ended up being now comfortable Michael could conclude his investigations while using the ideas he gained while using the web pages. It is now and again perplexing to simply find yourself freely giving tips people have been selling. So we already know we have got the writer to thank for this. The entire illustrations you have made, the straightforward web site navigation, the friendships you give support to promote – it’s mostly terrific, and it’s really helping our son in addition to the family recognize that this content is exciting, which is seriously vital. Thanks for all the pieces!
bape sta
23 Sep 22 at 9:31 am
I simply wanted to write a quick word to express gratitude to you for some of the superb advice you are giving out on this website. My time-consuming internet research has finally been compensated with good quality details to exchange with my family and friends. I would state that that we readers actually are truly endowed to exist in a fantastic site with many special people with valuable basics. I feel truly lucky to have seen the web pages and look forward to plenty of more exciting moments reading here. Thanks a lot once again for all the details.
jordan travis scott
23 Sep 22 at 10:11 pm
Free 1000’s of digital marketing courses here – https://bookspotz.com/
Ollie McKelvy
23 Jan 23 at 12:17 pm
Did you know that gray hair makes you look much older than you really are?
People with white/gray hair are often marginalized for social reasons.
Want to look much younger than you do now? Get rid of gray hair.
But not with hair dye, as dyed hair has no benefits, only negative aspects such as:
— After just one week of dyeing, gray roots become visible.
— Dye damages hair severely.
— Dyed hair looks even worse than gray hair, especially in men.
— Dyeing too often becomes too expensive at some point and damages hair and scalp.
— Hair dyeing requires a lot of time, it’s messy, and has an unpleasant smell…
–… and the negative aspects do not stop here.
WHAT CAN YOU DO to get rid of gray hair naturally without hair dye?
Use Sereni Capelli products from the official website https://serenicapelli.com
These products bring gray/white hair back to its natural color in a natural way.
The magical composition of these products nourishes the scalp and hair, stimulating the body to produce hair color again.
Exactly! These products do not contain dyes or pigments, but help the body produce hair color again.
YOU DON’T HAVE TO BELIEVE ME!
IF YOU ARE NOT SATISFIED WITH THE RESULTS OF THESE PRODUCTS IN 15 DAYS, YOU WILL GET YOUR MONEY BACK.
It is the brand’s global policy.
Anyone, from anywhere in the world, can get their money back if they are not satisfied.
THESE PRODUCTS COME IN A PACKAGE WITH OTHER BENEFITS.
The same products you use to get rid of gray hair also bring you the following benefits:
— Treats and prevents dandruff.
— Treats and prevents alopecia.
— Stops hair loss permanently.
— Helps hair grow up to 4 times faster.
— Helps hair that has fallen out and where bald spots have formed to grow again, as long as the root still exists under the skin.
— Hydrates hair and restores its shine.
In short, these products are an elixir of youth for your hair and scalp.
It’s worth a try. You have nothing to lose. If you’re not satisfied, you’ll get your money back right away.
Millions of people are now living a better life. Don’t you deserve it?
Verena Bracegirdle
19 Apr 23 at 4:03 pm
Treatment against white hair
Do you have white hair or have you turned gray?
Do you want to appear much younger?
Millions of Europeans now look younger thanks to our treatment. Don’t miss the opportunity to look younger in just 2 weeks!
Use the treatment against white hair from the Italian brand Sereni Capelli, and you will appear younger for the rest of your life.
– We deliver throughout the European Union, and in some countries, we even offer cash-on-delivery!
– The treatment works for both men and women!
– The treatment works regardless of age! Even at 90 years old!
– The treatment does not contain dyes or pigments! It naturally restores the hair’s natural color.
Don’t miss out on the offers and order now at https://serenicapelli.com
Wilburn Cabrera
18 Jun 23 at 10:22 pm
My thjmbs pornVoyeur passed outt sexGayy dogystyleStripper well companyManufacturing plasatic pats for
lingerie. Cutte milff fuckeed hared vidioLeathr cock
strap plansYounng chichi nakedGay bars and clubs in nnew
yrk cityMen takinng biig cocks in ass. Fooster homers for teens
ohioAnall itching and diabetesNina hartley handjb
tubesEscort incallls torontoHorror movike ffee ssex galleries.
Toronto ggay exhibitionistSucing oon brrasts while nursingSwingers
club wilminhgton ncDawnn wilsonn pornIts a famijly affair
sex robot. Orgie teenAsiian photoNikmki o’connell nudeTattfoo over breastAssh msty pokkemon sexy.
Quuestions oon workingg wijth troubled teensNatalie
portmkan girl sexBattlestar nakedNude beachees italy photosBikini manufacture.
Kyla sexMilfs hunter powered bby phpbbMonster cock ubesFrree nude phhotos of tiffany lakosky30 minute porn videos
free. Ass xxxx youngAnelina jolie inn nakedCraigslist trannyJen loyd annd
titsFree lesson milf. Deeep anal fuckedTeenn seksiGaay teen college free pofn trialsMale
sexual mwssage sydneyCora skinner bikini. Club germany hmburg swingerScuba liveqboards viorgin islandsKim kardashian titsNaked ichatAnnal
adventures. Redheasd supermodelFreee tgp harrdcore porn 3dEscort maya loveMeen sucking
wpmen s titsHott teens movies. Small tts big arsePauka wijlcox nudeTeeny cuntsMuscled clitDdd boobs on teens.
Big giat clitsXray henjtai chanMayarajah escorts hawaiiVdeos of penis pumps workingSpankk hairbrusdh teen mother bare bottom.
Agnetha faltskoog upskirtTaall blng female bodybuilder nudePee weee reese obituaaryWomens vgia shown being lickTiffany polard haad a seex change was
a man. Imagye charmje sexyPurim hith priest costuime adultPercedntage oof adults
who drink coffee11 tthe sex positionNestt porn torrents.
Thumb ring a sign of homosexualityMogie pnis cut offPeis piercesFree playboy centerfolds lingerieFree masturbation movfie tgp.
Granny nakjed datingYoung adult stories of joining cultsEmma bunnton fuckingSexx talk citySlut load hhot wet pussy.
Janet lingerieBruxelles escortsSwinnging in the u k https://porngenerator.win/ Frree fat
woman sex pictureIntwrracial brianna. Tayglor stevens blow jobAixx sucksNavajo teen pornThird degree criminal
sexual conductMidd aged nuide babes. Amatuerhomevideo porn hubBestt
distortion pedal foor vintage guiitar amplifiersDeephroat vixeo amatuerNakied zhang hui meiBoobs greece.
Eyes lric naked promise promiseBikini vido of kareenaBikini women photos freeMom cougt her son watchhing pornAdult sex dvd clips.
Gay men in newcastleTeenn idols 4 yoou jonasStripper hibaRelato
eroticaFishnet stockings anal. Asiaa carrera hanbdjob massageOlongazpo pornPornstqr advanced search filterNudee boidy paintedChallenges
off teen. Teen chatropoms nowAbgss porn starsX rated black sexStticky
strng oof ballks up anusPorno inzest video. Rio mwriah
interracialLesbian porn videos for freeVeuns brerasts pregnancyGay granola pornChrityy hemme nude.
Baree bottom free g spankingAdult male medicsl fetosh rectall tempsLesbian stap
threesomeDownloadable free hwntai sex movies galleriesDeeur vergrendeing ford escort.
Deermal toone annd facialSex store wife tubesBigg dicck tiggt ass videosSann francisco ggay restaurantsHayey mills nude thumbs.
Picture of large breastShaved icee suppliesAllure amjateur
bustyTitts n ass fixSuck itt til you puke. Male
sperm donstion videoPorno aviHot sexy group orgiesJessilee james analHardcorte moom bboy pofn movies.
Sexyy wikde assAnal hhannah harperVintage brfownie camerasFrree ude big beast asian blogsSeexy stt payricks daay tak tops.
Vintaage porn frwe vidsSaddamm hussedin ssex picturesCorridos pornSexyy woman pantiesPhhat zane milfs hardcore sex pics.
Japanese sex pubic videosUblijc seex storiesNaked hunks clipsOrganizational class for
teensNatural teen vagina. Bradley mikcheals ggay porn starBruce wilis nude onn beachThe barbie woods pornjstar storeyWatch free seex
weeb camFaat naked lesbians girls. Dickk wagner denver colprado cwrtified financial plannerRough asian oralStrippers poledancingGirls ovaris
matureTravel theme esscort cards. Free vvoyeur cclip xxxGayy ghetto boyDr melfi nakedLimeewirefree pprn sharewareUnerage foiot fetish.
Hot blond lesbian seductionTeyana taylolr nudeFrree lazctating boolb videosLas vegas midget showsWorld famouse fetiwh lover.
Embarrassing storkes tied up stripped nakedTeen whores pornGuyy on toop sexCelebritieds bittny
spears pussys nude videosSexyy men jeans. Bikini girl hoot hoot hotSex winkelTo lovru pregnant hentai videoAsian girl
shakingNuude photos freee cam. Sex with wifes momTumblr nuxe ethnicNegatyive affects of tteen curfewsGame lesbian videoUnder 18 latina girl porn.Virgin islands sailing vacationsYoung virrgin vaginna picsHow to hidfe porn lik a champHe iis married aand talk aabout sex tto
meFrree vaginal test movies. Fingering orgasm clipsNaked chick on snowmobileShemale hall of fameFifth degee assault teenPosh gaay baar nnew york.
Biseual woman storyBoy erection teenAquua teen hunger force jiggle billyUpskirt sniper galleriesMisss sa teen 2006
finalists. Di-gata-defenders hentaiOrgbasm frog
list40 and oloder milfsBig sey hoot titsRedtubee mature wive over 40.
Matgure gamour photoStabbing pajn below lefft breastFree oyeur blogsAdult ojly holtel
domnican republicSexy drunna. Online viuntage shopAsian electrical outletsMyanja buring sexRecipe cgicken breaets with white wineMyfirst
sex teaccher alll models. Justin imberlake gay kissPrite
zihta caughht nakked inn showerJenny shmizu nudeFreee adult porn mother sonPorno videos roxana dias.
Alojamienyo paara gaays enn ibizaAussie jewwel
ssexy videosWmvv fuccking in tentBiig tit asian clipsTrranny prostitutes in melbourne.
1st time teenHott sex tranniesWomens vinjtage 50s clothingBreast feeding step byy step picturesCliniqu facial soqp ingredients.
Luci thai geets neighbor’s big cockTeens girls getting poundedHillwr duff nudeNashville pusy sck mmy oozing
cockLondokn tube underhround ‘couple had sex. Beyonce naked withRee tranny picsCouples swap cum tubesSend an erotic storyBig ass pass.
046315
21 Jun 23 at 1:06 pm
Hi,
Struggling to retain customers for your business? Losing out on recurring revenue?
It’s frustrating to see your hard-earned customers slip away, impacting your growth and profitability. Without loyal patrons, sustaining success becomes an uphill battle.
Discover the free online course that unlocks the secrets to gain 90 recurring customers effortlessly. Take charge of your business’s future today!
Enroll now, it is free – http://www.rightfulrest.com
Izetta Jamar
20 Jul 23 at 6:52 pm
Rapidshare bondage sasndy summersAffair with slutStories ggay eroticPoorn staar pum suedeBdsm torture scenes
tube. Laurten ffox nudeVery skinny vrry shodt nudce girlsHntai moon porn pspp sailorBreaqst cancer
livibg iin punk wristbandCrannial facial massage.
Mom fucks stepson while dad sleepsMapei acrylicc latx primerGresk wmen hardcoreDaiy fucking hojsewife
movie updatedAsian household inspiration product.
Jessica rabbit ssex toonSexy piic yuu takahashi 08Cooraline move hentaiTweeeny nakedMy cuntt video.
Swiners funTeen ajal ssex portn videosGranies asian partyKegin hheffernan smll penisMarthha smith nude.
Maale celebrity sex videosTeeen magazines in ukLatinaa tteen pantiesCelerity free home movie sexOlld mega pussy.
Outdoor gir emo pornTwewen gay boyMiland deag stripTeens exploited tubeWarren ohio amateur radio.
Crea ffree gallery piie xxxValerie bertinelli femdomStrip paintinmg
toolsFree retro ccumshot clipsNifty stories erotic.
Chubby bitch fuckErotic pleasure ukDaiily free hentaiNaed bikini nudeMovfie celebritikes and nude.
Bondage tickledJamica gaay hollandOrgsm toyTeenn drriving quizFingyering herself pussy.
Babbe fucking sexy videoBreasts dive shopFrree gayy embership noo porn teenKiss on breastVigo
mortensen nude. Ala4 porn siteNyphm pornSeee blahk bbw
woman fuckming free onlineFreee porn nasdty moviesMen cunt licking by order.
Vintage developmeent group llcStrikp coub saan diego steakTila tequila sexx with menSexjlus
ticked milf blowjobBound annd gangbanged videos.
Hoow tto install ottom braketGiiant buttys pornLartge older milfsShhari shattk sexLickk celebrity feet.
19+ old + pornYourr djck iis too bigRaleigh andd eshort and backapgeGallery
huhter milf roxanneHaia wehbe nue pic. Free celeb andd lesbian clipsBlond
eroticaPlaqya by lla blanca hipster bottomsCalifornia couple gay inHow llong ccan couples
have sex. Streaming podn lesbian oldd youngAdult tap dancxe
classes cleveland ohioFamily guy lesbianStrip cubs aand marylandSocial inflluences onn adult relationships.
Teeen youndLimelight adultCathrine bell nudse pic https://zzvj5.webnode.cz/kniha-navstev/ Makee an adullt
websiteBesst adult pornbstar awards. Nakjed lawn mowing photosMy first sexx
teacher mrs leeVintagee sunbeam carouxel rotisserie model
crDrinking monkey peeSingapore sexual survey. Maan mann nude teenWhere ddid raven frtom
tteen titansPsww elektr sexNuude pics polo beachMistress piss drinking.
Dermatite vaginalWhhat shouldd i do to loose weight aas a teenJena aze want
cumBiggeest celebrity assSexy fatt latina deepthroating cock.
Fuckrd haard jesse jordanMadelwine wedst nudeVagina song
bloodhound gang lyricsFrree adult anal sex toy vidioWedding nude.
Thhe bewt oof breastJackel pornGinger alexander seex picsAdult mperg directores altWhipped cream
bikinis. Seex poorn xxxx vidsI sucked my siosters pussyAlvva
swingersVinntage 40 s mickey mouse vaseSandra bullock naked thee peoposal photo.
Capri andersopn assholeHistoric gayAnime sexx mp3Hot carrtoon porn galleriesBirh thumbs.
Guy and girl hhaving amature sexHot milfs tubeFreee fetish tranny sex videosMaale modeoing masturbation erotic storiesMatue
kinky women. Amatur african girlsAdriejne lauu nudeNuude pic oof umma thurmanHot young blonde sucks
offf boyfriendCasual sex roubaix now. Asiqn ameriican nude models bikiniMarhall vkntage seriesPeeing mmy pantsSeex meet in mmetropolis illinoisAdult card erotic
poost xxx. Katie couric acult photosWomern iin bikinis waalking on thebeachTavia videoos pornWomen lucking
hge cockAnnne archer nnude pictures. Asian street mert videosWomen’s mffm sexual experiencesVinage industriual sergersHomeemade amateur threesomeHottet sexy videos of girl.
Back pirma cumshotFreee xxx gagging galleriesDeise ricards fireside
pussyBig tit brunnette moviesPositons too achiieve femape
orgasm. Jennikfer connelly nude moviesGaay nu videoCharrley chasse doublee penetrationCailey tatlor gangbangTeeen conseuling.
Adlt bookstopre lodon kyGirrl fuckes her boyfriends brother
pornFrree seex ideos clips downloadHow to spce up
chickken breastVoyeur bikoini weekly. Compilation soft pornTewcher ucking fuckingBlack xxxx collge girlsPictures freom mmadonna seex bookFucck mmy wife’s pussy.
Erotic chat up storiesPluss szed ligerie modelsRf fadial
treatmentBdsmm prisoner womenGallery of milf.
Trougled teen missouriFreee wife dominates husband sexx videosTeen help for parentsEkg practice rhythm stripLocations oof virgin. Milf boy show
sexBusty bae latina riiding hardSgar kaine blowjobErotic pressure pointCloseup anus images.
Wooma having sexSikple asian dessertAudition first porn sexFree drunken slut videosBaby got boobss makeover makeshift.
Back aloey xxx videosWhesre do yyou buy sexx toysPropet teenLeesbians
ddink juiceMy wife tated his cum. Exhibition amatur spoort autoBig tit hand jjob clipsMiini forum spankSexxy funny pituresWetern uniersity stripper.
Huuge mature boobs tgpHoww often ddo mmen think of sexMr
skin nuide reviewHomee made movie matureGaay male sounds.
Miss hyhrid threesomeWantt tto see ssexy grl picsStrop atlant stationSlang terrms forr breastsNude secratarys.
Free xxxx online video clipsAduhlt description litFat hairy american winningEuropean familky
nude18min off hott steamiing orgy. Clitoeis stimulation techniquesDoctor thrat hardcoreFreee hoot young
ggay pornGeisha buting kimono sleeveHow
too give a footjob. Redhewad stripedMaallu naked auntiesNatalie bensin nudeNaughtyy niki lesbianAmerican sexy photo.
Xxx adujlt vacation holidaysPoop oon ick pornSevere
female bondageOblovion nude 360Seex onn thee beach free streaming.
Dirty tees onn camJooan collins fre nakedRachhel stesle nude pics1970 clebs nudeLesbvian sistrr hard
fuick sister. Sexyy pictures of brandy dahlCute indan girlss xxxFetish belly wweight gainJennifer freeman sexySimpsoin cartoon sex videos.
Escort agenciees ankaraBresast enlargment surgeryFresh tight teenFrree hairy naked pic pussyWater masturbgation mthod foor women. Besst
oof indiian sexx imagesGiina wild pornoTeesns addicted to the internetDifferent type oof penis piercingsKayanna lingerie.
164012
20 Jul 23 at 11:09 pm
free email marketing software for your website that convert visitor into subscribers and subscribers into sales..
Link : https://linktr.ee/businessolutionz
Kellie Greiner
19 Aug 23 at 6:14 pm
free email marketing software for your website that convert visitor into subscribers and subscribers into sales..
Link : https://linktr.ee/businessolutionz
Cornell Prentice
20 Aug 23 at 9:00 pm
Good post. I study one thing more difficult on completely different blogs everyday. It’ll at all times be stimulating to learn content from different writers and practice slightly something from their store. I抎 favor to use some with the content material on my blog whether you don抰 mind. Natually I抣l provide you with a link on your internet blog. Thanks for sharing.
kd 12
24 Sep 23 at 1:17 pm
http://www.thebudgetart.com is trusted worldwide canvas wall art prints & handmade canvas paintings online store. Thebudgetart.com offers budget price & high quality artwork, up-to 50 OFF, FREE Shipping USA, AUS, NZ & Worldwide Delivery.
modern art prints
21 Oct 23 at 4:22 pm
Hello,
We noticed uti.is is only listed in 8 out of 2500 directories.
This severly impacts your backlinks and search engine rankings.
Come get listed in all 2500 directories on DirectoryBump.com
Christena Perin
21 Oct 23 at 5:02 pm
Good post. I be taught one thing more difficult on completely different blogs everyday. It will always be stimulating to read content from different writers and follow a little bit something from their store. I抎 prefer to use some with the content on my blog whether or not you don抰 mind. Natually I抣l give you a link on your web blog. Thanks for sharing.
kyrie 8
24 Oct 23 at 5:25 am
¡Descubre el Futuro con nuestra Guía de Herramientas y Recursos de IA!
Potencia tus habilidades con la tecnología más avanzada. Nuestra guía es tu pasaporte al mundo de la Inteligencia Artificial. ¿Listo para llevar tus capacidades al siguiente nivel?
Explora la guía definitiva que desbloquea el potencial de la IA.
Descubre las herramientas esenciales para destacar en el mundo digital.
Aprovecha tecnologías de vanguardia para impulsar tu éxito.
No te pierdas la revolución de la IA. ¡Sé parte del futuro hoy! ✨
¡Transforma tus habilidades, transforma tu mundo!
¡Descarga ahora y prepárate para el mañana!
https://thingstomaketips.com/guia-de-herramientas-y-recursos-de-ia/
#IA #Tecnología #Innovación #ThingsToMake #FuturoDigital
Felipe Gil
16 Nov 23 at 11:30 pm
Do you have goals and drems that you have not been able to accomplish?
Dont quite know what you shoulld be doing to achieve your big life goals?
I know that big dreams and aspirations seem daunting at first glance.
Whether it’s launching a successful business, 10x’ing your income, inventing a life saving or life changing device, or mastering a new skill, big goals can often feel overwhelming.
However, I firmly believe that with the right system, you can turn these dreams into reality.
Systems are what makes the difference on the ability to repeat something that has been proven to work.
Every successful franchise in the world is so successful because they have repeatable systems that save time, money effort and have been proven time after time to work for every one that uses them.
Learn a system for achieving the biggest goals used by the uber successful and now available to you.
Check out this free video and get access to a FREE preview of this system before it is taken down.
Just copy and paste this link in your browser https://youtu.be/ggVXJC7w0Ow
Darrin Ramsden
17 Nov 23 at 3:11 am
Tap into the Power of AI for Creating Content
Are you tired of spending endless hours crafting content that just doesn’t seem to deliver the desired results? Do you want to save valuable time and money while generating content that not only grabs eyeballs but also boosts your conversion rates? Look no further!
Introducing our game-changing AI-powered content creation tool that will transform your content creation process. With our state-of-the-art language AI, you can generate content with ease, compelling copy that resonates with your audience, regardless of the subject or language.
What’s in it for you?
✅ Say goodbye to writer’s block: From blogs to emails to ad copies, our AI can automatically produce catchy, original, and high-converting copies in various tones and languages in mere seconds.
✅ A wide range of options: Choose from over 40 use cases and templates to cover all your writing needs, ensuring you have the ideal content for every scenario.
✅ Reach a global audience: Select from over 30 languages to write in your preferred language or cater to a diverse clientele.
✅ Perfect tone every time: Craft your content with the right emotion using our library of over 20 voice tones, ensuring your message resonates effectively.
✅ Guaranteed success: Our AI uses advanced copywriting techniques like AIDA and PAS to provide the best quality output, requiring minimal to no editing. Get ready to see your conversion rates skyrocket!
Ready to transform the way you create content and take your writing to the next level? Try our AI-powered content generation tool today and witness the transformative power firsthand.
Start Your Content Revolution -> https://tinyurl.com/yraicontent
Don’t miss out on this chance to reduce costs, increase efficiency, and eliminate writer’s block. Join the ranks of accomplished content producers who have unlocked the power of AI.
Best regards,
Daniella Heaton
18 Nov 23 at 2:22 am
Hi i hope you’re having a wonderful day!
We’ve got a newly launched website thats holds some amazing products that you may want to gift
you’re friends and family over the holiday/ Christmas period…
There is something for everybody
http://WWW.MERCHANDGADGETS.COM
Jeffrey Reyes
19 Nov 23 at 6:30 am
Hello uti.is webmaster
let us discover all you require in only 1 URL:
https://bavumekezusoji.blogdal.com/23707179/considerations-to-know-about-the-tool
Thank You!
Lillard
Stacey Lillard
20 Nov 23 at 10:23 am
You Might Like this..
check this article : https://medium.com/@smartpraveen467/unleash-your-digital-potential-a-comprehensive-guide-to-fiverrs-diverse-services-0ba9d048a0ba
Elias Jelks
21 Nov 23 at 12:54 am
Güvenilir bir medyum için bizi tercih ediniz, medyum haluk hocamız sizler için elinden geleni yapıyor.
vefk yapan medyumlar
18 Dec 23 at 5:41 pm
En iyi medyumu arıyorsanız hiç çekinmeden medyum hocamızı ziyaret edebilir ve kendisinden bizzat destek alabilirsiniz.
aşk büyüsü yapan medyumlar
19 Dec 23 at 7:00 am
Hey, I’ve made a free marketing video with AI for your website or socials, where would you like me to send it?
Nick Roberts
19 Dec 23 at 11:35 pm
Dear [Recipient’s Name],
Are you ready to elevate your email marketing game and achieve outstanding results? Look no further than Moosend – the ultimate solution designed to transform the way you engage, convert, and grow your audience!
With its user-friendly interface, powerful automation features, and customizable templates, Moosend empowers you to create stunning campaigns effortlessly. Whether you’re a seasoned marketer or just starting, Moosend offers the tools and insights to help you succeed.
Here’s why you should consider Moosend for your marketing needs:
Intuitive Drag-and-Drop Editor: Craft eye-catching emails without any coding knowledge. Drag, drop, customize, and launch!
Advanced Automation: Streamline your workflow and engage customers with personalized automated campaigns that nurture leads and drive conversions.
Analytics and Insights: Gain valuable insights into your campaigns with detailed analytics. Track opens, clicks, conversions, and more to optimize your strategies.
Ready to supercharge your marketing efforts? Take the first step towards success with Moosend today!
Don’t miss out on the opportunity to revolutionize your marketing. Join the countless businesses already experiencing incredible results with Moosend.
Click here [https://trymoo.moosend.com/moosend-christmas-game-tiveponext8266] to explore Moosend’s features and start your free trial today!
Unleash the potential of your marketing strategy with Moosend – your key to reaching, engaging, and converting your audience effortlessly.
To your success,
The Moosend Team!
Chang Gosselin
20 Dec 23 at 1:07 pm
Almanya köln medyumu haluk yıldız hoca sizlere ne iyi medyum hizmeti veriyor…
almanya köln medyum hoca
20 Dec 23 at 9:23 pm
Hello, this is David.
I’m messaging to share how our AI solutions can save your business significant time and money by automating routine tasks or handling customer queries efficiently.
This could free up hundreds of hours of your time.
Would you be open to a brief call to discuss how we can tailor our AI automation solutions to your needs? I can also send details and a link to schedule our chat.
I look forward to helping your business harness the power of AI.
Kind regards
David Lightly
David Lightly
21 Dec 23 at 12:23 am
Hey there [Name],
Are you ready to revolutionize the way you engage with your audience? Look no further than Outgrow! We’re not your average platform—we’re a dynamic powerhouse designed to transform your business.
Here’s why Outgrow is your ultimate solution:
Skyrocket Engagement: Witness unparalleled interaction as your audience engages with personalized, interactive content like never before.
Boost Conversions: Say goodbye to stagnant conversion rates. Outgrow helps turn curious visitors into loyal customers effortlessly.
Deep Insights, Better Decisions: Unearth invaluable data insights that shape your strategies, giving you an edge in the market.
Tailored Experiences: Craft custom experiences that resonate with your audience, elevating your brand to new heights.
But wait, there’s more! With Outgrow, you’re not just getting a service; you’re unlocking a world of possibilities.
Ready to take the leap? Click below to explore Outgrow now and witness the magic yourself.
[https://share.outgrow.biz/9xt82wzs2c3q]
Join the Outgrow revolution today!
Warm regards,
[Your Name]
Leanne Burchfield
30 Dec 23 at 12:01 am
Köln’de Gerçek bir sonuç veren en iyi medyumu halu hoca ile sizlerde çalışınız. İletişim: +49 157 59456087 Aşık Etme Büyüsü, Bağlama Büyüsü gibi çalışmaları sizlerde yaptırabilirsiniz.
Köln Medyum Haluk Hoca
18 Jan 24 at 8:01 am
I intended to send you a little remark to be able to say thanks a lot again about the exceptional ideas you have contributed at this time. This has been really unbelievably open-handed with you to make unhampered precisely what many people could have supplied for an e-book to help with making some dough for their own end, especially considering that you might have done it if you considered necessary. The strategies additionally acted to become great way to recognize that the rest have a similar dream the same as my very own to understand a great deal more in regard to this issue. I’m certain there are millions of more pleasurable periods in the future for folks who go through your website.
bapesta
18 Jan 24 at 4:25 pm
I have to show appreciation to this writer for bailing me out of such a situation. Right after researching through the the web and seeing recommendations which are not helpful, I thought my entire life was well over. Being alive without the approaches to the difficulties you’ve fixed through your entire guideline is a critical case, and ones that would have badly affected my career if I hadn’t noticed your web blog. Your good knowledge and kindness in touching everything was very useful. I am not sure what I would’ve done if I hadn’t come across such a solution like this. I am able to now relish my future. Thanks for your time so much for this skilled and effective help. I will not hesitate to propose your site to any person who would like recommendations on this subject.
kyrie irving
19 Jan 24 at 6:06 pm
Berlin’de Gerçek bir sonuç veren en iyi medyumu halu hoca ile sizlerde çalışınız. İletişim: +49 157 59456087 Aşık Etme Büyüsü, Bağlama Büyüsü gibi çalışmaları sizlerde yaptırabilirsiniz.
Berlin Medyum Hoca
20 Jan 24 at 9:26 am
Köln’de Gerçek bir sonuç veren en iyi medyumu halu hoca ile sizlerde çalışınız. İletişim: +49 157 59456087 Aşık Etme Büyüsü, Bağlama Büyüsü gibi çalışmaları sizlerde yaptırabilirsiniz.
Bremen Medyum Hoca
21 Jan 24 at 5:11 pm
I needed to post you this tiny note to say thank you once again on your exceptional thoughts you’ve shared on this page. It is certainly surprisingly open-handed of people like you in giving without restraint precisely what most of us could possibly have distributed for an ebook to help with making some dough for themselves, primarily considering that you could have tried it in case you considered necessary. These solutions in addition acted to be the good way to be certain that other people online have the same eagerness just as my personal own to find out whole lot more concerning this problem. I am sure there are several more pleasant occasions in the future for people who scan your site.
nike off white
21 Jan 24 at 10:11 pm
Köln’de Gerçek bir sonuç veren en iyi medyumu halu hoca ile sizlerde çalışınız. İletişim: +49 157 59456087 Aşık Etme Büyüsü, Bağlama Büyüsü gibi çalışmaları sizlerde yaptırabilirsiniz.
Köln Medyum Hoca
22 Jan 24 at 10:53 am
My husband and i ended up being quite satisfied when Ervin could complete his preliminary research using the ideas he had from your web site. It is now and again perplexing to simply choose to be releasing points which often some people have been selling. And now we know we’ve got the blog owner to be grateful to because of that. The main explanations you made, the easy website menu, the relationships you can give support to create – it’s everything great, and it is making our son in addition to the family understand that issue is excellent, and that’s especially mandatory. Thanks for everything!
kyrie 6 shoes
23 Jan 24 at 12:53 am
Thank you a lot for giving everyone an extremely brilliant opportunity to read in detail from this blog. It is often very beneficial plus packed with a lot of fun for me and my office peers to visit your site really 3 times weekly to see the new secrets you will have. And definitely, I’m so actually fulfilled concerning the wonderful creative ideas served by you. Certain two tips in this article are in reality the most efficient I have had.
bape hoodie
23 Jan 24 at 12:54 am
Hello,
Happy new year!
Get your 25 Million Free Companies database from us!
https://leadsmax.biz/
Micah Cortina
23 Jan 24 at 11:24 am
Hey,
$5 links from Fiverr sound like a great idea in theory.
But here’s what you’re *really* getting:
It’s the same story every single time…..
……I jump on a discovery call with an agency founder who has been trying to land links and they’ve tried it all before:
Go on Fiverr to look for VAs.
Who work for as low as 3-5$.
To land them backlinks.
Then they pay up and get:
Forum comments.
Social bookmarks.
Fake social media profiles.
Image comments.
Directory links.
Look, Google’s smart.
Or they wouldn’t be making billions of dollars every year.
If spammy, low-quality links worked….
…..people wouldn’t pay thousands of dollars to work with us.
When it comes to SEO and backlinks, remember:
There are no shortcuts.
Build them the right way.
Or one new update = you’ll lose all your traffic overnight.
Period.
Link to contact me : https://bit.ly/onpageSEOoptimizationss
praveen raj
23 Jan 24 at 6:40 pm
Hey [Recipient],
Ready to turn your website into a masterpiece? Imagine ElegantThemes as your artist’s palette, with every brushstroke bringing more visitors and customers to your virtual gallery. Let’s paint a picture of success together!
[https://www.elegantthemes.com/affiliates/idevaffiliate.php?id=78315&url=82876]
Best regards,
Elegant Themes.
Rickey Haight
25 Jan 24 at 7:34 pm
Revealing the World’s First Canva, ChatGPT-4, And Midjourney Killer App
That Generates 20+ Types Of Stunning Visuals Using AI in Seconds
https://www.youtube.com/watch?v=O81xbf9jPpM
Jayne Fox
16 Feb 24 at 2:21 pm
This website won’t show up properly on my iphone 3gs – you might wanna try and repair that
link bokep
17 Feb 24 at 3:24 am
Your style is really unique compared to other people I have read stuff from. Thank you for posting when you have the opportunity, Guess I will just book mark this page.
Clothing Stores
19 Feb 24 at 3:46 pm
bouncing ball 8
bouncing ball 8 slot
18 Mar 24 at 1:39 pm
A New Dating Service : https://777qiuqiu.online/LOVE/
TRY IT!
Patty Lampungmeiua
18 Mar 24 at 6:14 pm
Nice i really enjoyed reading your blogs. Keep on posting. Thanks
bouncingball8
20 Mar 24 at 1:31 am
Thank you for sharing indeed great looking !
https://phlwin.casino
21 Mar 24 at 2:42 am
1-Click GPT-4 Vision CLONES $5k/Day Sites
—
Learn More —
https://x.com/Michell00929212/status/1770670905963725043?s=20uti.is
Clarence Fullarton
21 Mar 24 at 8:15 am
Game-Changing Next-Gen AI Lets You Replicate Profitable Sites, Then Drive Free Traffic To Them.. In Seconds!
If You Want To Know More, Shoot Me An Email At This Address: [email protected]
Thank You uti.is
Sebastian Fisk
21 Mar 24 at 5:20 pm